Medical malpractice insurance* provides cover for claims against healthcare institutions and professionals for legal liability for a breach of professional duty in the conduct of the healthcare practice.
Hospitals, clinics, ambulance companies, pathology laboratories, diagnostic companies, respite centres, aged-care homes, telephone counselling services and medical employment agencies are examples of healthcare providers for which medical malpractice insurance is designed.
Legal liability for third party death, bodily injury, mental injury, illness or disease caused by breach of professional duty is addressed by a medical malpractice policy.
Medical Malpractice insurance will typically cover damages, third party legal costs and defence costs.
*These product descriptions are summaries only. Cover is subject to the terms and conditions of each policy.